Can the IRS Garnish My Spouse’s Wages?Gerald Nordstrom
There are so many terrifying stories out there about the IRS that it’s hard to know what is true and what is not. If you are behind on paying your taxes, there are some important things you need to know.
First, the IRS will send you notices in the mail that give you an idea of their intentions. You should be well aware of a wage garnishment before it takes place. You should also know that there are ways to avoid wage garnishment. When you set up a payment plan with the IRS or work out a settlement agreement, you can avoid the unpleasantness of a wage garnishment.
You are likely wondering whether the IRS can garnish your spouse’s wages. That depends on several factors.
When Can the IRS Garnish My Spouse’s Wages?
The IRS can always garnish a spouse’s wages if a couple is married and filing jointly. They can and likely will garnish both of your wages in that situation. If you and your spouse are married and filing separately, the IRS cannot garnish your spouse’s wages. However, when one person’s wages are garnished, this will inevitably affect the financial stability of the other spouse.
In addition, the IRS cannot garnish a spouse’s wages for taxes that were accrued before the marriage took place. For instance, if you owe money in taxes from five years ago, but you got married one year ago, your spouse can’t be garnished for any taxes that accrued before one year ago, assuming you filed a joint tax return this year.
What Can I Do to Avoid Wage Garnishment?
The bad thing about wage garnishment is that the IRS can take the majority of your paycheck. They only have to leave a very small percentage behind, and it’s usually not enough to live off of. This can be financially devastating for your family. The best way to keep this situation from happening is to contact the IRS and work with them to handle your tax debt in another way.
There are options for you.
- You could work out payment arrangements. Payment arrangements are much better than wage garnishment, because they can be set to an amount that falls within your budget.
- You could be able to settle with the IRS, known as an offer in compromise.
- The IRS may agree to waive penalty fees if you have good reason for being behind on filing or paying your taxes.
- The IRS may even agree to stop collections for a time if you are legitimately unable to pay your tax bill.
Get Your Tax Debt Handled Today
Tax debt is not a fun situation for anyone, and you probably just want to get this situation resolved for good. If you are overwhelmed by your tax problems and have been putting it off because you don’t know where to start, we have good news for you.
A tax lawyer can assist you in managing your tax debt—you don’t have to deal with this alone. A free tax debt analysis is waiting for you, so call The W Tax Group at 877-500-4930. You can also complete the website submission form down below.